With great rates, a Summit Certificate lets you build your wealth and get added security. Feel less tempted to dip into your savings and more confident you’ll reach your goal, whether that’s saving for your honeymoon or living comfortably in retirement. Choose a term from three to 60 months and watch your savings grow – no questions asked! Plus, get a higher rate (that means more returns) while knowing your savings are backed by NCUA insurance up to $250,000. For even more flexibility, our Certificate Plus Account allows you to add to your savings over time, ensuring your funds grow as your needs evolve.Want to use your savings to reach your other goals? Save with no early withdrawal fee when you put your funds toward a Summit Mortgage. You can also start your Certificate as an IRA or transfer later, penalty-free.And if you want to add to your Certificate over time, we’ve got options for that too. Whether you’re saving for a goal for three months or five years, this flexible option lets you choose a term that works for you while you watch your savings grow.

• Minimum balance to open is $500
• Maximize your interest-making potential with a single, larger deposit
• Choose a 3- to 60-month term to grow your savings
• Build wealth without worrying about market ups and downs

A Certificate Plus lets you earn interest while still having the flexibility to make deposits that get you even closer to your goal.

• Minimum balance to open is $250
• Add up to $10,000 more during your term
• Choose from 6-, 12-, 18- or 24-month terms

Whatever goal you’re trying to achieve, from safely building your wealth with guaranteed growth to investing in your IRA, our team will connect you with the tools that will work best for your lifestyle – and even help make plans for what’s next. Get Started With the Credit Union That Does More for You More Tools & Resources Get uninterrupted access and no locked-in term. Plus, watch your rate grow the more you save! With the right strategy and portfolio, investing is anything but a game. Meet with our expert financial planners to choose an investment option you feel confident in. Put your money to work with a specific account for each goal – from buying a new computer to saving for vacation or affording healthcare costs.