Skip to main content
From their first debit card to next big purchase, give your child everything they need to be a smart saver and spender. With Summit on your side, we can help them build lifelong money skills and financial confidence. Your kid’s first debit card, your teen’s spending budget, your student’s way to securely manage their money – make it all easier with Summit's Student Free Checking or a Balance Account. These comprehensive accounts give your child the independence they need to build confidence while keeping you in the know and in control when needed.
  • No monthly service fees with Student Free Checking, or with a Balance Account for kids age 17 and under
  • Free debit card with (for ages 14+ with Student Free Checking and ages 10+ with a Balance Account)
  • Overdraft transfers from primary savings with Student Free Checking, and no overdraft or non-sufficient fund fees with a Balance Account
  • Free tools, like mobile wallet, Zelle® and debit card controls
Opening a free checking account with your child helps them build lifelong skills and gives you the ability to monitor their spending and guide in financial decisions. Talk about a win-win! We’re a partner for life – making sure kids, teens, students and adults have access to financial resources for any stage. Easy-to-use features, security tools, educational resources – Summit’s a one-stop shop for getting a jumpstart on a bright financial future. Explore interactive lessons that help teach your high school or college-aged kid financial responsibility. An easy way for them to securely make purchases with their phone or smartwatch. A quick way for both you and your child to send money to friends and family. Take control if you need to – set spending limits, receive transaction alerts and even turn their card "off," all from one app. Free digital tools to help your student understand their spending, create a budget and work towards goals. We're helping keep you and your family one step ahead of scammers. Getting your kid set up with a checking account and debit card is simple. Just schedule an appointment or stop by a branch near you.