Summit Credit Union Returns $87 Million in Financial Benefits to Members

April 20, 2026

MADISON, Wis. — An analysis from America’s Credit Unions* shows Summit Credit Union returned more than $87 million in direct financial benefits to its members.

That equates to an average of $322 per member annually, or $676 per household, with members who use Summit for most of their financial services receiving $1,406 in annual value. The financial benefits come from better rates, lower fees, and member dividends, including Summit’s Cash Boomerang, which returned $2.8 million alone in 2025.

Credit unions are designed to return value to members and Summit stands out in how much it delivers. The credit union has been ranked #1 in the nation for Return of the Member for two consecutive years by Callahan & Associates, a measure of total financial value delivered to members.

“This is about more than rates or fees—it’s about outcomes,” said Kim Sponem, CEO and President of Summit Credit Union. “At Summit, more of what our members earn stays with them, so they can build wealth and move up over time. That’s especially important for women and their families working toward long-term financial security.”

* America’s Credit Unions Economics & Statistics Department, customized analysis of member benefits for Summit Credit Union, for the 12 months ending December 31, 2025.